Sare, Moms can be hard to change. Can you first get her to trust you by doing your finances together? My mother was my financial guardian too when I was first disabled. I use a monthly planner to write in bill due dates, also use on-line banking and have set-up automatic bank payments on repeat payments that don't change, like a monthly car payment. Use post-it notes, color coding, but find your feet!

I think it is only a matter of satisfying the SocSec people that you're capable. All that should be in you disablity paperwork. Good luck and remember, perfectly sane? people screw up their finances everyday!

Patch

The court ordered you mother to be your financial guardian.  Do you have to return to court to gain control of your own finances again?  I would do them myself as you seem to have a handle on when the payment is due.

My humble opinion is this; take care of your own finance. In my opinion people with bi-polar are of superior intelligence. So if you mess up you'll have the smarts to learn a lesson and fix the problem.   Dave.